By using our site or indicating your agreement to be bound by the Terms of Use. You should carefully read the Terms of use before using Our Site. This is a legally binding agreement. If you don't agree with the Terms of Use, you should not use Our Site.

1. ALL ARTICLES AND MATERIAL DISPLAYED BY US ON OUR SITE ARE FOR INFORMATION ONLY AND ARE NO SUBSTITUTE FOR SPECIFIC ADVICE.

2. We agree to provide you access to Our Site in accordance with the Terms of Use, and you agree to use Our Site in a manner consistent with any and applicable rules and regulations.

3. You accept that Our Site is provided on an "AS IS, AS AVAILABLE" basis.

4. We may for marketing purposes collect, process and transmit data obtained from and about you in the course of your accessing our site.

5. You are authorized to download one copy of the material on our Site for your personal, non-commercial use only but you may not in so doing remove, use, or amend any trademark, copyright or other proprietary notice. Furthermore, you may not modify, copy, distribute, republish or upload any of the material on our Site without prior consent in writing. No intellectual property or other rights shall be transferred to you.

6. (POSTING) BE ADVISED THAT WE DO NOT SCREEN, EDIT, OR REVIEW POSTINGS PRIOR TO THEIR APPEARANCE ON THIS WEB SITE, and Postings do not necessarily reflect our views. To the fullest extent permitted by applicable laws, we exclude all responsibility and liability for the Postings or for any losses or expenses resulting from their use and/or appearance on our Site.

7. To the fullest extent permitted by applicable laws, we on behalf of our employees, agents, suppliers, and contractors exclude liability for any losses and expenses of whatever nature and howsoever arising, including without limitation any direct, indirect, special, punitive, or consequential damages, loss of use, loss of data, loss caused by a virus, loss of income or profit, loss of or damage to property, claims of third parties, or other losses of any kind or character, even if we has been advised of the possibility of such damages or losses, arising out of or in connection with the use of this our site or any web site with which it is linked. You assume total responsibility for establishing such procedures for data back up and virus checking as you considers necessary.

8. We reserve the right to monitor all materials posted on any bulletin board on our sites ("Postings") and to remove any which we consider in our absolute discretion to be offensive or otherwise in breach of these Terms of Use.

9. Where we may provide hypertext links to other sites we do so for information purposes only, and such links are not endorsements by us of any products or services in such sites and we accept no liability nor make any endorsement or approval of the same.

10. The Terms of Use contain the entire understanding between us with respect of Our Site and no representation, statement, inducement oral or written, not contained herein shall bind either of us.

11. Should any part of the Terms of Use be declared invalid or unenforceable by a court of competent jurisdiction, this shall not affect the validity of any remaining portion and such remaining portion shall remain in full force and effect as if the invalid portion of the Terms of Use had been eliminated.

To the extent you have in any manner violated or threatened to violate this TERMS OF USE, INTERNATIONAL SERVICES LIBERTY ACE MANAGEMENT, INCORPORATED (I.S.L.A.M., INC.) and/or its affiliates may seek appropriate relief in any court in the State of Hawaii, and you consent to exclusive jurisdiction and venue in such courts.